Tools
Calculators built on the same sale and rental records as the searches, plus the published rules from IRAS, MAS, HDB and CPF. Nothing you type leaves your browser.
PrivateBuying
PrivateRenting
HDBBuying
What flat can I afford?
HDB loan or bank loan, the mortgage servicing ratio, and the grants a first-timer household can claim.
What is this flat worth?
Pick the block, flat type and floor. We put a range on it from comparable sales, and place an asking price against it.
When can I sell my flat?
Your minimum occupation period from key collection, and what a Plus or Prime flat changes.
HDBRenting
Private or HDB, rent or buy
For decisions that cut across the four.
Rent or buy?
What each costs over the years you plan to stay, counting only money that leaves for good, and the year buying pulls ahead.
HDB → PrivateFrom an HDB flat to private
What the flat leaves you after the loan, agent and CPF refund, what that buys privately, and how timing changes the ABSD.
How much to trust these
- Stamp duty, loan and lease rules come from IRAS and MAS, last checked on 2026-09-12; HDB loan, grant and occupation rules come from HDB and CPF, last checked on 2026-09-12. Each tool links to the official page behind every figure.
- Price, value and rent checks use past transactions. They bound what is reasonable; they are not valuations.
- Grant figures are estimates from HDB's published income bands, not a quote.
- Your bank decides what it will actually lend, after assessing your income, credit and the property.
- None of this is financial advice.