When can I sell my flat?
Every HDB flat comes with a minimum occupation period: you must live in it for a set number of years before you may sell it, rent the whole of it out, or buy private property. It runs from the day you collected the keys.
Your flat
Nothing here leaves your browser.
Not the date you booked or signed, and not the date you moved in: the date HDB handed over the keys.
Put in the date you collected the keys and we will work out when you may sell.
An estimate, not financial advice. The period excludes any time you did not physically live in the flat, and there are exceptions on divorce, bereavement and renunciation of citizenship. HDB's own eligibility page is the authority. Rates and limits were last checked against the official sources on 2026-09-12. Banks, lawyers and IRAS have the final say — confirm before you commit.