The question is rarely what a condo costs. It is what the flat actually leaves you once the loan is repaid, the agent is paid and the CPF you used goes back into CPF with its accrued interest. Start with your block and we will do both halves.
Bukit Panjang · 62 years of lease left
Comparable Executive flats here sold for $897K–$948K, typically $933K, across 6 sales. Change the price below if you have a better figure, or see the full valuation.
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Comparable Executive flats at 138 Petir Rd sold for $897K–$948K.
The principal you withdrew from your Ordinary Account.
What it would have earned had it stayed in CPF. Your statement shows it.
What you already hold, on top of the sale.
What the sale actually puts in your hands.
The CPF refund is still your money and can go straight into the next home, but it is not cash, so it cannot cover the 5% a bank requires in cash. That is the step that catches most upgraders out.
What you would need on completion day for the new home.
The order of events decides what you pay.
Sources: IRAS: Additional Buyer's Stamp Duty, HDB: buying a resale flat after owning private property.
An estimate, not financial advice. The CPF refund and its accrued interest come from your own CPF statement; the figures here are whatever you typed. ABSD remission has conditions and deadlines. Rates and limits were last checked against the official sources on 2026-09-12. Banks, lawyers and IRAS have the final say — confirm before you commit.